To streamline its lending offering, Apple (AAPL) will discontinue BNPL – buy now, pay later – in the U.S. It plans to replace the service with a new loan program that users may access through Apple Pay instead.Apple users may choose installment loans that credit, debit cards, and lenders offer later this year. In reaction to the news, PayPal (PYPL) sold off sharply this month. Markets halted the PYPL rally at $68 as shares closed at $60.13.In restaurant and artificial intelligence news, McDonald’s (MCD) ended a key project. Instead of letting the AI fad dictate its business process, the…